Cash Train Fast Loans
To be eligible for a loan1 from Cash Train, you must:
- More than 18 years old
- Working and earning over $1,200 per month
- An Australian Resident
- Your Employer will pay the amount into your Bank Account
- You can repay your loan
We believe in fairness and will consider all applicants1 for online loans.
1 Suitability and affordability subject to verification
The quick loan application can be completed online in less than 5-10 minutes depending on how fast you type. There will be simple questions that you can answer. No need to scan or print any paperwork.
If you meet the qualifying criteria, you will receive an online conditional loan offer and a contract that you can read and sign. The team will review your application and determine if the requested amount is appropriate and reasonable for you.
Because every applicant is unique, our loan underwriting team will work hard to get you a decision on a loan as soon as possible.
After approval, your quick cash loan will be transferred to your bank account. In most cases, you will get the cash the same day or the next morning.
Cash Train takes great pride delivering cash loans quickly and easily to customers, often the same day that you apply2. However, due to bank processing times, it may take up to 1-3 days for funds to become available.
2 If your loan is approved by the bank before 2pm EST, you can bank with one of four banks.
Repay within 10 Weeks or 3 months
Your loan repayments can be spread over either 10 weeks or three months depending on how often you pay your loan. You will receive 10 weekly payments if your pay is weekly. If you get paid fortnightly, you’ll receive 5 fortnightly and 3 monthly payments if your payment is monthly.
Cash Train is a different payday lender that requires full payment within a month or on your next payday. Cash Train spreads the loan over a longer time period. This makes your repayments more manageable, affordable, and smaller.
You won’t be charged any extra fees if your repayments are made on the dates agreed upon. You can rest assured that your loan will be paid on time and without any stress.